NATIONAL INSURANCE FAQ

NATIONAL INSURANCE FAQ 

1. What is a National Insurance Number?
National Insurance Number is a personal account number of 9 letters and digits, e.g., AB 12 34 56 C. remains the same throughout your whole life.
2. How can I get a National Insurance Number?
You need to telephone Jobcentre Plus on 0845 600 0643 to arrange an “Evidence of Identity” interview to get a National Insurance Number. Lines are open 8.00 am to 6.00 pm Monday to Friday.
3. What should I bring to the meeting with an advisor?
– Passport
– Proof of address, e.g., electricity or water bills
– Proof of employment, e.g., employment contract or payslips
– Bank statement
– If you are self-employed you should also bring invoices for services and goods
During the meeting you will submit the official documents and answer a series of questions about your job, housing situation and future plans in the UK. For those who don’t speak much English, Gold Accounting offers the help of our accountants or an interpreter.
4. What is a National Insurance Number for?
Allows you to take advantage of free health care
– You need it to be able to work in the UK
– You need it to claim benefits
– It guarantees that the National Insurance Contributions and tax that you pay are properly recorded against your name
– It acts as a reference number when communicating with HMRC
5. Do I need a National Insurance Number before I can start working?
You do not need to have a National Insurance Number before starting to work, but you must obtain one and provide the details to your employer as soon as you receive your number.
6. Who else uses my National Insurance Number and what for?
– Employers, to deduct tax and NICs
– Jobcentre Plus, to administer Jobseeker’s Allowance
– HM Revenue and Customs
– Electoral Registration Officers, to check your identity when you register to vote
– Department for Work and Pensions (DWP), if you claim state benefits
– Local Council, if you claim housing benefits
– Do not disclose your National Insurance Number to anyone who doesn’t need it.
7. What do I do with my National Insurance Number?
If you are employed, you should tell your employer your NI Number as soon as you know it. That will guarantee the NICs you pay are recorded on your NIC account.
If you are self-employed, you will need your NI Number when you register to pay self-employed NICs.
8. Will I get a National Insurance Number automatically?
NI Number is automatically sent only to those who were born and live in the UK and whose parents are receiving Child Benefit for them. A National Insurance Number card is sent just before their 16th birthday.
9. What do I do if I have lost my National Insurance Number?
You may be able to find your NI Number on other official papers such as P60 or payslips. If you still cannot find it you need to contact HMRC. Remember that you are only allowed one replacement.
10. Do you need to know if my circumstances change?
Yes, you should contact HMRC if your circumstances change, e.g., if you moved or if you are a woman and you got married, divorced or widowed. This way, HMRC will keep your details up to date and will be able to contact you if needed.